TCA 39-14-116
Hindering secured creditors
FELONY EClass E Felony
Sentence enhancement may apply
What does this charge mean?
This statute makes it illegal to destroy, hide, move, or reduce the value of property that is subject to a security interest (like a mortgage or loan)—done intentionally to prevent the creditor from collecting on their debt. The offense applies to people who claim ownership or interest in the property and act to hinder the creditor's ability to enforce their lien. A conviction is a Class E felony punishable by 1-6 years in prison and/or a fine up to $3,000.
Penalty Details
ClassificationClass E Felony
Maximum Jail1-6 years
Maximum Fine$3,000
Penalty SummaryClass E felony; 1-6 years; fine up to $3,000
(a) A person who claims ownership of or interest in any property which is the subject of a security interest, security agreement, deed of trust, mortgage, attachment, judgment or other statutory or equitable lien commits an offense who, with intent to hinder enforcement of that interest or lien, destroys, removes, conceals, encumbers, transfers, or otherwise harms or reduces the value of the property. (b) For purposes of this section, unless the context otherwise requires: (1) “Remove” means transport, without the effective consent of the secured party, from the state or county in which the property was located when the security interest or lien attached; and (2) “Security interest” means an interest in personal property or fixtures that secures payment or performance of an obligation. (c) An offense under this section is a Class E felony.
View on official sourceLast verified: Feb 25, 2026
Quick Facts
FELONY E
TCA Section39-14-116
Max Jail1-6 years
Max Fine$3,000