ABBIGAYLE HARDIN

This statute makes it illegal to possess or fraudulently use a credit or debit card without authorization. The offense includes taking control of someone else's card or using card information, knowing you don't have permission—or using a stolen, forged, expired, or cancelled card to obtain property, services, or credit. If property is actually obtained, penalties match theft charges; if no property is obtained, it's a Class A misdemeanor with up to 11 months and 29 days in jail and/or a fine up to $2,500.

Penalty: Class A misdemeanor; 11 months 29 days; fine up to $2,500